Cheap Car Insurance in New Zealand
If you’re looking for affordable car insurance in New Zealand, you’re in luck! There are several options available to suit your budget. According to our research, Invercargill and New Plymouth are the cheapest locations for car insurance, while Auckland is the most expensive 1.
You can compare car insurance quotes from various providers, such as Cove, which offers insurance from just $32 per month 2. Canstar’s car insurance Star Ratings can also help you compare great value car insurance across six driver profiles 3.
Additionally, you can get quotes from reputable insurers like State 6 and AMI 8, which offer a range of car insurance options, including comprehensive, third-party fire and theft, and third-party insurance.
To find the cheapest car insurance in NZ, you can use online comparison tools like glimp 7 or get quotes from multiple providers, such as 5. Some insurers, like 4, also offer online quote calculators to help you get a quick and easy quote 9.
Remember to always compare policies and prices to find the best deal for your needs and budget.
Minimum Insurance Requirements for Driving in New Zealand
There is no legal requirement for car insurance in New Zealand 14579. However, it is strongly recommended to have at least third-party insurance to cover damages to other people or property 59. Additionally, if you plan to rent a car, the rental company must include basic motor vehicle insurance in their daily rate 68.
To get insurance quotes from multiple providers in New Zealand, you can follow these steps:
Compare Insurance Providers
You can compare car insurance quotes from various providers in New Zealand, including Tower 3, State 4, AMI 5, AA Insurance 5, Cove 5, and Trade Me Insurance 5.
Online Comparison Tools
Utilize online comparison tools, such as Canstar’s car insurance Star Ratings 2, to compare great value car insurance across six driver profiles.
Directly from Insurers
Obtain quotes directly from insurers’ websites, like Tower 3, State 4, and Cove 7, which offer online quotes and the ability to buy insurance online.
Insurance Comparison Websites
Visit insurance comparison websites, such as 8, to compare insurance quotes from multiple providers in New Zealand.
Remember to carefully review and compare the policies, coverage, and prices before making a decision.
Discounts for Young Drivers or Students in New Zealand Car Insurance
Young drivers and students in New Zealand can benefit from various discounts on their car insurance premiums. Here are some options:
- No-Claim Bonus: AMI offers a minimum 50% no-claim bonus for young drivers, which can lead to cheaper premiums 1.
- AMI Safe Driver Course: By taking AMI’s short online course, young drivers can reduce their excess by $250 and get a great price with a No Claims Bonus on all cover options 3.
- Multipolicy Saver Discount: Students can take out both Young Drivers and Renters Insurance to receive a multipolicy saver discount 6.
- State Comprehensive Car Policy: Buying a new State Comprehensive Car Policy online can result in a $50 discount 5.
It’s essential for young drivers and students to shop around and compare insurance options to find the best deals. Some insurers may offer additional discounts or promotions, so it’s crucial to research and review the terms and conditions before making a decision.
Information is missing on specific discounts for full-time students in New Zealand universities. However, it’s worth noting that some insurers may offer discounts for students, as seen in other countries, such as Ireland, where students can receive up to a 10% discount on their car insurance policy 8.