Young America Auto Insurance is an American insurance company that specializes in providing auto insurance to young drivers. They have been in business for over 50 years and offer a range of policies to fit the needs and budgets of their customers. In this article, we will discuss Young America Auto Insurance, their policies, and how to get the most out of their services.
What is Young America Auto Insurance?
Young America Auto Insurance is a car insurance provider that caters to young drivers. Their policies are designed to provide affordable coverage to individuals who are just starting out on the road. Young America Auto Insurance is known for offering competitive rates to their customers and providing excellent customer service.
Young America Auto Insurance Policies:
Young America Auto Insurance offers a range of policies to their customers. Here are some of the policies they provide:
Liability Insurance: This policy covers damages and injuries you cause to other people and their property. It is required in most states and is the most basic form of auto insurance.
Collision Insurance: This policy covers damages to your car if you are involved in a collision. It is optional but recommended if you have a new or expensive car.
Comprehensive Insurance: This policy covers damages to your car from non-collision incidents, such as theft, vandalism, or weather-related damage.
Personal Injury Protection: This policy covers medical expenses and lost wages for you and your passengers if you are involved in an accident.
Uninsured/Underinsured Motorist Insurance: This policy covers damages and injuries caused by a driver who doesn’t have enough insurance to cover the full cost of the damages.
How to Get the Most Out of Young America Auto Insurance:
Compare Quotes: Shop around and compare quotes from different insurance providers to ensure you are getting the best deal.
Consider Deductibles: A higher deductible will lower your monthly premium, but you will be responsible for paying more out of pocket if you are involved in an accident.
Bundle Policies: If you have multiple cars or need other types of insurance, bundling your policies can save you money.
Maintain a Good Driving Record: Safe driving habits can lead to lower rates and discounts.
Take Advantage of Discounts: Young America Auto Insurance offers discounts for good grades, safe driving, and multiple cars.
Now, let’s move on to Young America’s bundling options.
What are Young America’s bundling options?
Since many rural farmers also have their personal homes on the same land as their commercial farm, homeowner’s insurance is just as important a purchase as farm-specific insurance. For this reason, most farm policies offer homeowners insurance in tandem.
What programs are available from Young America?
Young America offers what they call a MAFMIC Scholarship. This stands for the Minnesota Association of Farm Mutual Insurance Companies. They state at least one scholarship with a monetary value of $500 is awarded each year and that there is enough money in the scholarship fund.
To apply for the scholarship, only contact Young America’s office. However, the link to view the Scholarship’s qualifications leads to a broken page.
How easy is canceling your Young America Car Insurance Policy?
While no information on policy cancellation is readily available, there is a portal for policyholders to sign in to pay their premiums. No information is available regarding cancellation fees, refunds, cancellation steps, or when a policyholder is allowed to cancel.
How do you make a Young America Car Insurance Claim?
Information is also not readily available on how to file a claim. That said, the policyholder sign-in portal would most likely access this, where a policy number and password are required.
What car insurance ratings does the business have?
Very little information is provided in terms of customer reviews. A Google search will show that 100 percent of the customers who submitted a review stated they are likely to renew their policy, yet simultaneously only 50 percent stated they would recommend Young America Mutual Insurance Company to a friend.
This translates to 4.23 out of five stars.
There are two available Young America auto insurance reviews online. One sits at four out of five stars, and the other sits at three out of five stars. Both reviews commend the company for its highly competitive pricing. In fact, both reviews appear to be outright positive, with no negative factors explaining the sub-five-star rating.
